One of the primary reasons why people end up in debt and strapped for cash is that they simply spend more than they have coming in. It doesn’t take a top mathematician to work out that if you consistently spend more money than you are bringing in then, sooner or later, you will find yourself… Read More »
If you’re a smoker seeking to obtain a life insurance policy, then you need to go ahead and prepare yourself for two things: 1. Your premiums are going to be much higher than a non-smoker; 2. If you lie on your application about being a smoker in an attempt to save on your premiums, you… Read More »
If your current vehicle isn’t reliable and you’re constantly spending money on repairs, you might consider a new purchase. Buying a new car is a wonderful feeling and a major sense of accomplishment. You might visit the nearest dealership, such as Pompano Nissan and test drive the newest models. But before completing an application for… Read More »
So your either considering Mortgage Refinancing or trying to learn more about it. Refinancing is when you get a loan (secured) to pay down an old loan. In this case, “mortgage refinancing” thus meaning to pay off your old mortgage. This most often happens to get a lower rate of interest or to get some… Read More »
One of the most common reasons people borrow money and get into debt is because of their car. Whether it is buying a new car or repairing a current vehicle that has broken down, cars are often a drain on financial resources. It is easy to end up in debt with a car and feel… Read More »
When you’re in your twenties, retirement can seem like a long way off. But the fact is that it’s the things you do when you’re young that will affect your old age. If you want to be able to live the life of a well-off pensioner you’ll need to start saving today. Unfortunately, 55% of… Read More »
Is the dollar here and a dollar there really worth it? Of course! Think about this….setting the thermostat at 78 degrees in the summer and 64 degrees in the winter can reduce energy costs by 20 percent. If you spend $100, that is $20 a month saved. It may not be a lot by itself,… Read More »
In every culture, there are rites of passage that tell people they are moving into adulthood. Things like high school graduations or Bar Mitzvahs help young people move from one stage of life into the next. One such rite of passage is a person’s first credit card. Every year, millions of young adults are approved… Read More »
Some people don’t believe in getting into any type of debt for any reason. However, there are times when paying of a high interest rate loan with a low interest rate loan just makes sense. A perfect example of this is transferring the balance of a high interest rate credit card to a low interest… Read More »
As the banks struggle to deal with the sheer numbers of people who continue to make claims for mis sold payment protection insurance (PPI), so the scandal continues to dominate the consumer finance news. The recent announcement that Lloyds Banking Group would be apologising for the behaviour of staff at one of its call centres… Read More »