Category Archives: Personal Finance

Post-College Bills to Be Ready For

Even if you worked part-time during your college years, your parents may have chipped in and helped with your expenses. This probably made the college years easier and allowed you to focus on your studies. Unfortunately, this help doesn’t last a lifetime. And once you graduate college and find employment, mom and dad may give… Read More »

The Financials Of Buying A Car: What You Need To Know

If your current vehicle isn’t reliable and you’re constantly spending money on repairs, you might consider a new purchase. Buying a new car is a wonderful feeling and a major sense of accomplishment. You might visit the nearest dealership, such as Pompano Nissan and test drive the newest models. But before completing an application for… Read More »

How to Refinance your Mortgage

So your either considering Mortgage Refinancing or trying to learn more about it. Refinancing is when you get a loan (secured) to pay down an old loan. In this case, “mortgage refinancing” thus meaning to pay off your old mortgage. This most often happens to get a lower rate of interest or to get some… Read More »

Smart Money Management

Is the dollar here and a dollar there really worth it? Of course! Think about this….setting the thermostat at 78 degrees in the summer and 64 degrees in the winter can reduce energy costs by 20 percent. If you spend $100, that is $20 a month saved. It may not be a lot by itself,… Read More »

Spending Tips for First-time Credit Card Holders

In every culture, there are rites of passage that tell people they are moving into adulthood. Things like high school graduations or Bar Mitzvahs help young people move from one stage of life into the next. One such rite of passage is a person’s first credit card. Every year, millions of young adults are approved… Read More »