Category Archives: Debt

Debt related

3 Smart Tips To Avoid A Bankruptcy

You don’t have to struggle with bankruptcy if you understand what you have to do in order to control your debts. You must take care of all your debts as soon as possible or else you will be at risk of struggling with your finances. These financial problems can end up being very harmful and… Read More »

Getting Out of Debt Through Debt Consolidation

Getting into debt is something that can happen before you even know what hit you. Getting out of it is harder, but one way to go about doing so is to consider participating in debt consolidation. In this economy, many people are using it to help themselves get back on their feet financially. Groceries are… Read More »

Debt Tips

If you are struggling with debt and can’t seem to find a way out, you may want to consider credit card debt consolidation. The reasons are many and you are definitely not alone in your quest to remove debt from your life. Some tend to think that credit cards are essentially free money that only… Read More »

Pros and Cons of Debt Consolidation Solutions

It is easy to get into debt. XYZ Company offers you a credit card that seems too good to refuse. The next thing you know, ABC Company is offering you a credit line too. You get multiple offers in the mail so you take them and the next thing you know; you have the equivalent… Read More »

Loan Deferment

Deferment is a postponement of repayment under various, specific circumstances. It is best to pay loans as soon as possible to improve your credit. Debt consolidation may be able to help reduce your monthly payments enough that deferment isn’t necessary. For Federal Perkins Loans, subsidized FFEL Stafford Loans, and subsidized Direct Stafford Loans, you don’t… Read More »

Understanding How a Debt Score Is Calculated

Understanding How a Debt Score Is Calculated Average consumers are used to dealing with credit scores and credit histories when assessing personal finances. These reports are not always helpful because they simply state how outside lenders will view a household. The debt score system was established by a private company in order to provide actionable… Read More »

Loan Consolidation

Loan Consolidation allows you to simplify the repayment process by combining several types of federal education loans into one loan, so you make just one payment a month. Also, that monthly payment might be lower than what you’re currently paying. You can get a Direct Consolidation Loan, or a Federal (FFEL) Consolidation Loan, available from… Read More »

Paying Old Debts

Most of us when we are paying off our debts tend to focus on the old ones first. This makes sense in our mind because we are catching up and eliminating debts that have been plaguing us for years. It seems to make sense to start with the old ones and work our way up… Read More »

Changing Your Mental Model

Why can your best friend always seem to save money, while you are in debt? How come you see wealthy people in serious financial trouble and average Joes who seem just fine? Many experts believe that behavior patterns and self-esteem have more to do with your financial security than your income does. If you are… Read More »

Frequency Asked Questions With Debt Consolidation

Will I get a loan? No. Debt consolidation is not a loan. Our debt consolidation service is a managed program that allows you to pay back your debts with good credit management. Refinancing and second mortgages can put you at risk to lose your home. Does your credit management program charge a fee? We do… Read More »