Category Archives: Credit

Logbook Loans: A Definitive Borrowing Guide

Logbook loans refer to a form of credit, which requires borrowers to offer their vehicles to the lender against which they can secure the loan. The lender owns it until you repay the loan though you do get to use your vehicle during this period. The internet remains a virtual treasure trove of information as… Read More »

Legal Rights Regarding Your Credit

Legal Rights There are several laws that protect you from creditor harassment and credit abuse. This is just a general overview of these laws. If you feel that you have a case against a creditor, you should contact a lawyer to learn your options in detail or a qualified credit repair company. Fair Credit Reporting… Read More »

Raising Your Credit Score

Raising your credit score is particularly of interest if you are looking at getting a loan or credit or some sort. If you can get your credit score raised chances are, that you will be able to obtain a lower interest rate and or a higher amount loaned out. Many of the methods mentioned in… Read More »

Finding and Fixing Credit Report Errors

Your credit report it your most valuable tool when determining what kind of loans you will be able to get. What your report says about your financial history impacts what lenders will allow you to borrow and can ultimately determine what kind of home or car you can buy. A 3-in-1 credit report will allow… Read More »

A Few Tips if You Are Taking out Loans with Bad Credit

Once upon a time, having debt would land you in debtors’ prison, where you would stay until your family was able to pay your debt off. You would receive no food or water, depending on the kindness of others and the hard work of your family to survive through those harrowing times. Unsurprisingly, many people… Read More »

Professional Indemnity Defined

Mistakes can and do happen and in this society of blame; there is always someone to point the finger at. This can be devastating if you are the professional on the wrong end of that finger, and here is where professional indemnity insurance can help.   There are several types of professional indemnity policies that… Read More »

Compare Loans & How to Run a Loan Comparison

Why bother with a loan comparison? If you are thinking about getting a loan it can be all too easy to opt for the first one you find. However it pays to slow down a little. If you take some time to perform a loan comparison youself, you will get a far better idea of… Read More »

Credit Scoring vs Credit Report

Your credit score gives information about your credit rating and a number is created to easier quantify your rating. Most creditors will refer to this number to decide on what level of trust they give or don’t give to you. This is referred to as your FICO score. This number ranges between 300 and 850.… Read More »

Spending Tips for First-time Credit Card Holders

In every culture, there are rites of passage that tell people they are moving into adulthood. Things like high school graduations or Bar Mitzvahs help young people move from one stage of life into the next. One such rite of passage is a person’s first credit card. Every year, millions of young adults are approved… Read More »

Do’s and Don’ts When Trying to Repair Your Credit

When you are trying to improve your credit there are many different things that you should keep in mind. Many people learn these lessons the hard way, but if you know these things going in you can save yourself a lot of time as well as stress and grief. Some important things to know about… Read More »