Determining Income Sources

Determining your income sources is an important way to find out exactly how much money you have coming in. You may not realize how much money actually comes in and leaves your house in a month. To make an effective budget, you must know exactly what you are dealing with.

To determine your income sources, make a table, like the one below, and record all of the money coming into your home. If you have quarterly income, multiply the amount by 4 and then divide by 12 to find the monthly income. For semi-annual income, multiply by 2 and then divide by 12.

Income Sources                   Bi-Weekly           Weekly             Monthly
Your Wages
(Take Home)      
Your Spouses Wages
(Take Home)      
Part-time Job      
Rental Income      
Alimony      
Child Support      
Social Security
Benefits      
Veteran's Benefits      
Workman's
Compensation      
Income Tax Refund      
Other      
Other      
Other      
Other      
    TOTAL:
 
 
 
 
 
 
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Disclaimer: This site provides general guidance and information. It is not intended as, nor should it be taken  to be, legal, financial or other professional advice for your situation. Please consult with your attorney or financial advisor to discuss any legal or financial issues involved with credit decisions.
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