Category Archives: Debt

Debt related

3 Essential Tips for a Debt-Free Life

For most people, debt is a necessary evil part of life — with an emphasis on the “evil” part. This is because it doesn’t take long for manageable debt to spiral out of control. And contrary to popular belief, according to experienced bankruptcy attorney Charles Huber, who is the Principal of the Law Office of… Read More »

Determining Income Sources

Determining your income sources is an important way to find out exactly how much money you have coming in. You may not realize how much money actually comes in and leaves your house in a month. To make an effective budget, you must know exactly what you are dealing with. To determine your income sources,… Read More »

Fastest Way Out of Debt: Cut Monthly Spending

If you are looking for ways to get out of debt as quickly as possible, your best option may be to cut spending. The money that you save each month can then be used to pay down existing debts, which will further reduce your minimum monthly payments over time. What are some worthwhile ways to… Read More »

Tracking Your Money

Sometimes the simplest things can be the hardest to do. Keep track of what you spend, write down everything you spend, and plan purchases in advance. Sounds easy enough, right? For many, finances are a total mystery. But they don’t have to be. Educating yourself on how common financial matters work and learning about your… Read More »

How to reduce debt with Debt Consolidation

Many people that are dealing with the aftereffects of the government and bank misconduct that caused the Great Recession are still having to tighten their belts. The volatile economy that rose from the many bailouts and foreclosures over the past five years showed no signs of slowing down, and many people are left only to… Read More »

What to do with your Debt

I am sure you have by now read some articles talking about how debt consolidation companies actually make you pay more than your debts and how it is such a bad idea. Well let’s explore this quote and other similar sounding arguments. Well let’s consider what some good aspects are and what are some potential… Read More »

Sticking To Your Budget

So you’ve set a budget. How can you make sure you stick to it? Budgeting is not a one time deal. You can’t just keep an eye on what goes in and out of your bank accounts one month. It is something you have to do again and again until you are in the habit.… Read More »

Peer-to-peer lenders – A great new way to consolidate your debt

Accumulating high-interest debts is hardly foreign to many of us. Credit cards and other convenient forms of loans come with one obvious caveat – they’re rather expensive to pay off. The difficulty comes in where this happens on a large scale, leaving you to juggle a variety of expensive debt repayments, with different amounts and… Read More »

The Worst Ways To Spend Your Money

When we think of money, we typically think of ways to save it. In this day and age, we are constantly trying to find ways to acquire more money so that we can live comfortable lives. Many people, however, take this to the extreme and end up spending their entire lives saving and never get… Read More »