Auto Lease Vs. Buying Calculator

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Auto Lease Vs. Buy Calculator

When deciding if a lease or a loan is right for you, you'll need to compare your total costs. This calculator will give you an approximation of the costs involved, as well as a comparison between "lost interest" costs related to your initial expenses. It will even calculate your estimated monthly lease payment and/or your monthly loan payment if you would like.

Start with Line 1 and work your way through the entry fields and then click on "Compute" to arrive at cost figures.

Description

(A) Lease:

(B) Loan:

Instruct/Explain

1. Purchase price:

2. Sales tax rate:

3. Fees:

4. Cash Down payment:

5. Net Trade-in allowance:

6. Rebates:

7. Term (in months):

8. Interest rate (APR):

9. Monthly payment:

10. Security deposit:

11. Estimated resale value:

12. Annual savings rate:

13. Year #/% Deprec.

Description

(A) Lease:

(B) Loan:

Instruct/Explain

14. Monthly payment:

15. Total of payments:

16. Total interest expense:

17. Net upfront expenses:

18. Depreciation expense:

19. Forgone Interest earnings:

20. Total cost:

21. Average cost per year: